Compulsory
Third Party

CTP schemes face a changing road

Australia’s CTP schemes are facing many of the same pressures, the areas receiving the most attention differ across jurisdictions. Across our discussions with regulators and scheme administrators, common themes included affordability, improving claimant outcomes, the growing use of biopsychosocial markers, AI and changing community expectations. Watch Collin Wang discuss how schemes are responding to different claimant recovery needs, AI-enabled claims behaviour and the evolving risk profile of compulsory insurance.

Data

NSW average passenger vehicle premium

State Insurance Regulatory Authority, NSW

CTP Claimant Pulse Survey 2026

Motor Accident Insurance Commission, Queensland

%
of claimants used AI
across the claims process

Our experts and contributors

Collin Wang

Director

Paul Driessen

Principal

Peter Mulquiney

Principal

Jason Raad

Manager

Mengchi Ding

Manager

Wesley Yang

Consultant

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