Professional Indemnity
and Directors & Officers

Steady waters, shifting undercurrents

Professional indemnity and Directors & Officers insurance classes remain soft, but the risk landscape is anything but simple. Watch Hugh Miller explore how shifting capacity, recent court decisions, regulatory oversight and the rapid emergence of AI-related risks are changing the questions – and businesses – need to ask.

FY2027 Outlook

Our forecasts for the year ahead

%
%
%

Change in GWP

Change in AWP

Net combined ratio

What’s driving these results?
These forecasts are underpinned by:
There remains capacity in the market, leading to softness in premiums
A relatively stable claims environment.

Charts

Gross written premium

Reporting year ending 30 June

Net combined ratio

Reporting year ending 30 June

Year-on-year change in gross written premium

Reporting year ending 30 June

Gross loss ratio

Reporting year ending 30 June

Refer to About the data for the fine print; September 2023 quarter is excluded from 2024 figures. 

Our experts and contributors

Collin Wang

Director

Hugh Miller

Principal

Scott Duncan

Principal

Ashley Lin

Consultant

Darryn Tam

Director

Tim Yip

Director

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