Householders

Affordability, resilience and the next weather test

Home insurers are navigating a finely balanced market, with affordability pressures, natural disaster risk and mitigation all in sharper focus. Watch Jonathan Cohen explore how reinsurance, resilience initiatives and changing weather patterns could shape the outlook for premiums and profitability.

FY2027 Outlook

Our forecasts for the year ahead

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%
%

Change in GWP

Change in AWP

Net combined ratio

What’s driving these results?
These forecasts are underpinned by:
Neutral outlook for natural disaster event impacts
Continued softness in reinsurance rates
Moderating inflation pressures.

Charts

Gross written premium

Reporting year ending 30 June

Net combined ratio

Reporting year ending 30 June

Year-on-year change in gross written premium

Reporting year ending 30 June

Gross loss ratio

Reporting year ending 30 June

Refer to About the data for the fine print; September 2023 quarter is excluded from 2024 figures. 

Our experts and contributors

Jonathan Cohen

Principal

Ross Simmonds

Director

Snigdha Prasad

Director

Alan Xian

Manager

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Consultant

XX

Consultant

XX

Manager

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